Breakwater Investments Inc. is a single-family office, specializing in private 1st mortgage lending throughout urban and suburban markets within Southern Ontario.
We specialize in 1st mortgages ranging in size between $250,000 to $5,000,000.
Transaction Structure and Borrower Eligibility Criteria
- 1st mortgage position required
- Max LTV of 65%
- Annual interest rates starting at 7.49% (with minimum lender fee of 1.5%)
- Pricing is dependent on LTV, credit score, transaction timing, and other deal specific factors
- Personal guarantee(s) required
- Independent appraisal from an accredited firm required
- Preferred transaction term of 12 months
We will not lend against
- Properties in rural markets
- Farmland
- Properties with environmental contamination
- No construction loans
ANY QUESTIONS?
Contact Us
All inquiries should be directed to
Reid Quan 905-806-2292, rquan@breakwaterinvestments.ca
or Wyatt McKeil 289-834-2521, wmckeil@breakwaterinvestments.ca
